Terms and Conditions

AdvanceNotice, LLC — Effective Date: February 19, 2026

1. Acceptance of Terms

These Terms and Conditions (“Terms”) govern access to and use of the AdvanceNotice platform (“Platform”) operated by AdvanceNotice, LLC, a Colorado limited liability company (“Company,” “we,” “us,” or “our”).

By creating an account, accessing, or using the Platform, you agree to be legally bound by these Terms. If you do not agree, you must not use the Platform.

2. Nature of Services — Information Only

The Platform provides automated monitoring and analysis of data associated with assets supplied by you. The Company analyzes publicly available market and reference data and generates informational notifications relating to asset behavior.

3. No Investment Advice — Your Responsibility

IMPORTANT DISCLOSURE

THE PLATFORM PROVIDES INFORMATION ONLY.

THE COMPANY DOES NOT RECOMMEND THAT YOU BUY, SELL, HOLD, INCREASE, OR DECREASE ANY SECURITY OR OTHER ASSET.

ANY ACTION YOU TAKE IS BASED SOLELY ON YOUR OWN INDEPENDENT RESEARCH, DUE DILIGENCE, FACT-FINDING, AND JUDGMENT.

YOU ARE SOLELY RESPONSIBLE FOR ALL INVESTMENT DECISIONS.

The Company does not:

Act as a fiduciary;
Provide personalized financial advice;
Guarantee accuracy or completeness of data; or
Guarantee future performance of any asset.

4. No Warranty of Data Accuracy

The Platform relies on third-party data sources. While reasonable efforts are made to process data accurately:

Data may contain errors
Data may be delayed
Data may be incomplete
Signals may be inaccurate
Technical interruptions may occur

We make no representation or warranty regarding accuracy, timeliness, completeness, reliability, or performance outcomes.

5. Risk Disclosure

Investing in securities and other financial instruments involves risk, including possible loss of principal. Past performance does not guarantee future results.

You acknowledge that automated systems may generate false positives or false negatives and no monitoring system can eliminate risk.

6. No Reliance

You acknowledge and agree that:

The Platform is a decision-support tool only;
It is not a substitute for professional financial advice;
No output of the Platform constitutes investment advice; and
No notification constitutes a recommendation.

You agree that you are not relying on the Company for investment advice and waive any claim that Platform outputs were understood as advice or direction.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, LOST PROFITS, LOST OPPORTUNITIES, TRADING LOSSES, OR PORTFOLIO LOSSES ARISING OUT OF OR RELATING TO USE OF THE PLATFORM.

IN NO EVENT SHALL THE COMPANY’S TOTAL LIABILITY EXCEED THE AMOUNT PAID BY YOU TO THE COMPANY DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

8. Indemnification

You agree to indemnify and hold harmless AdvanceNotice, LLC and its members, officers, employees, and affiliates from any claims, losses, damages, or expenses arising from:

Your use of the Platform;
Your investment decisions;
Your violation of these Terms; or
Your misuse of system outputs.

9. Intellectual Property

All intellectual property related to the Platform, including, without limitation, algorithms, software, scoring models, alert architecture, design, text and graphics are the exclusive property of AdvanceNotice, LLC.

You may not reverse engineer, copy, modify, redistribute, commercially exploit or attempt to replicate system functionality without express written consent.

10. Account Responsibility

You are responsible for maintaining account credentials, all activity under your account, the security of the devices you use, and the accuracy of portfolio inputs.

11. Communications

By creating an account, you consent to receive transactional and service-related communications from the Company via email. If you opt in to SMS alerts, you also consent to receive text messages at the phone number you provide. Message and data rates may apply. You may opt out of SMS alerts at any time through your account settings.

12. Termination

We may suspend or terminate access for violation of Terms, suspected abuse, technical misuse, or non-payment.

You may terminate at any time. However, termination will not result in a refund of prepaid amounts.

13. Modifications

We may modify these Terms at any time. Continued use of the Platform after modification constitutes acceptance.

14. Governing Law

These Terms shall be governed by the laws of the State of Colorado, without regard to conflict of law principles.

15. Dispute Resolution

All disputes shall be resolved through binding arbitration in Colorado, unless otherwise required by law. You waive the right to participate in class actions.

16. Severability

If any provision is found unenforceable, the remaining provisions remain in full force and effect.

17. Entire Agreement

These Terms constitute the entire agreement between you and AdvanceNotice, LLC regarding your use of the Platform and supersede all prior or contemporaneous communications, representations, or agreements, whether oral or written.

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